and why I hate it.
No, not because I want to be pregnant again (honestly, the idea of two babies just barely over a year literally scares the hair off my arm), but because my insurance SUCKS for birth control. Generics only? Nope. Only the pill? Not a chance. Does my insurance cover ANY birth control?
NO!
I should have known, really. Paul works for the Catholic School System. Of course, in the scheme of things, they paid all but $250.00 for my emergency c section with a 5 day hospital stay and massive pain relief (which amounted to 40k with surgeons), and pay for all of Piper’s bills (minus co-pays), so it’s not too bad.
What a stereotype! Catholic Diocese will pay 100% of pregnancy and birth, along with childhood treatments up to 18 (21 if she’s a student), but refuses to pay ANYTHING for birth control. No tubes tied, no IUDs, and apparently… no birth control- pills, rings, patches or shots.
Yeah.
Now I have to pay out of pocket $94.00 for a three month supply, which adds up to: $376.00 a year to NOT get pregnant. I seriously would SAVE money if I got pregnant.
For other birth control options: condoms. We’re much too spur of the moment for that. FAM: I have such a wacky schedule with Piper and her sleep habits that I couldn’t rely on temping and whatnot. I could always go to a family planning center, but I’m 30 years old, I’m too old for that.
So, out of pocket it is. Really, though, Catholic Diocese insurance- you’re really all for propagating the Catholic-species, aren’t you?
February 8, 2010 at 9:26 pm
Over the course of a few years my insurance kept covering smaller and smaller percentages of my birth control, until they pretty much covered none of it. (Although they’d cover Viagra if I were a man, but that’s a topic for another day.) Finally I just switched to generic (Tri-Sprintec, $9 a month, instead of Orthotricyclen, $30 a month). I was hesitant at first b/c I am always afraid that generic just isn’t the same, but ultimately, I couldn’t stand spending $30 a month especially when Nick was laid off and the pharmacist promised me they are exactly the same. So far, so good